Most private drug and alcohol rehabilitation centres accept major Health Insurance companies, such as Bupa, Aviva and Prudential. However, if you are unsure if your policy covers this and would like to discuss your options further, call us at Addiction Advocates on 0800 012 6088.
Escaping addiction can sometimes be challenging, and adding drug rehab and alcohol rehab costs into the mix can make the task seem impossible. Still, not all drug and alcohol rehabilitation facilities are as expensive as you think.
What Type of Rehab will my Insurance Cover?
All policies are different and cover different levels of support for rehabilitation. For example, your policy may only allow for a designated amount of time in a drug and alcohol residential rehab centre.
Although, others may only cover some non-residential treatments. Because there is so much variation between each individual policy, your first steps need to be contacting your insurer and understanding what your policy covers. You can do this by calling your insurance company.
The coverage you receive will vary by your insurance policy. However, try not to worry, as many health insurance providers cover at least a portion of the treatment costs. In addition, some insurance plans in the UK cater for various rehab alternatives and alcohol addiction treatments such as 12-step programmes, support groups, therapy, etc.
Get Treatment Advice Now
Speak to an expert
To get in touch with an expert, call or message us using the contact details provided below. Alternatively, you can complete our online enquiry form, and we will get straight back to you.
How can I Find out What is Covered by my Insurance Company?
The first steps you will need to take is to look through your insurance policy if you have it available to you or to call your company directly. If you are worried about talking to your insurance company about this, you ask for a copy of your policy to be sent out to you. You will need to look through this to see if an appropriate treatment for your individual situation is covered.
Once you know what is covered, you should call your insurance company’s customer service number to ask for the specifics before committing to rehabilitation centres. Each individual has unique needs, and some insurance providers have specialist admission officers to help determine the right treatment and facility.
Questions to ask Your Insurance Company
Worrying about covering the cost of rehab during the grip of your addiction is hard, and you have made the best decision possible for your future. However, calling your insurance company can be difficult, so the following questions may be of some help when trying to get the valuable information you need for your recovery.
- Is the treatment for alcohol abuse covered by my policy?
- What drug abuse is covered by my policy?
- What treatments are covered for me, can I stay at a residential treatment centre?
- Is a detox that may require medical supervision and help covered under my policy terms?
- Are there any restrictions I should be aware of?
- What is your referral procedure?
- How long should I expect to wait before I can access treatment?
The choice to get support and make a life change is amazing but can be scary. If you feel worried and overwhelmed about contacting your insurance while you are currently struggling, you should try and seek support from a loved one.
Asking for help from someone you can trust, such as a friend or family member, can make this journey easier. For example, you could ask a friend to call your Insurers on your behalf.
When you are worried about your next step, try to think of why you have made this decision and the positive changes that will happen because of it.
What If You Don’t Have Insurance Coverage for Rehab?
If your ideal rehabilitation treatment is not covered by your insurance policy, do not panic. There are plenty of options available to you for your recovery. Some of the options that could help you to pay for rehab include:
- Government / private treatment Scholarships
- Ask Friends or Family for Help
- Get A Loan
- Find Free Addiction Support Groups in your community or online
- Payment plans offered by the rehab centre
- Fundraising
Can the NHS help?
In the UK, we are lucky enough to access free healthcare. However, the NHS has some shortcomings that you should be aware of before making an informed decision.
Your journey will start with a trip to your GP, who will refer you to the local addiction treatment centre. At this day centre, you will receive counselling and rehabilitation support. Your GP may also prescribe medication to help you through the withdrawal process.
The disadvantages of this route are, first, there is no such thing as an NHS rehab. Instead, government funding can be applied for individuals to attend private rehab. Waiting lists are long, hard to get on and have strict entry criteria.
Due to funding, the NHS is rarely able to offer residential rehab. This route is arguably less intensive and can struggle to meet the needs and demands of treating alcoholism and addiction.
Other Help Available
There are many means of funding private rehabilitation and other recovery services. Don’t feel that if one route is unavailable to you, there is no other way to start your recovery journey.
If you would like to know more about different ways to get to rehab and the services on offer, you should call us at Addiction Advocates on 0800 012 6088.
References
- [1] Bupa - https://www.bupa.co.uk/
- [2] Aviva - https://www.aviva.co.uk/
- [3] Prudential - https://www.prudentialplc.com/en
- [4] NHS - http://www.nhs.uk
Seth is an author, addiction recovery expert and fully accredited member of the national counselling society. He has experience working with a wide range of addictions and mental illnesses using a number of evidence-based therapies and programmes such as the SMART models of addiction recovery.
What do our previous clients think?
Latest News
What is Speedballing? Everything You Should Know
According to the latest release by the Office of National Statistics, there were 5,448 drug-related deaths in England and Wales
How Long Does Cannabis-Induced Anxiety Last?
Cannabis is the most commonly used illicit drug in the UK, with 7.4% of adults between 16- to 59-years-old reporting
Is Gabapentin Addictive? What You Should Know
When most people think about drug misuse and addiction, they probably picture illegal substances such as heroin or cocaine. There
Is Cannabis a Depressant?
Cannabis is the most widely used illegal drug in the UK. The Office for National Statistics reported that 7.6% of
How We Help
Finding the right treatment for your addiction can be difficult this is why we have created a service which takes the stress away which can be a massive relief when dealing with an addiction.
Self Referrals
Suffering with an addiction and being alone can be a horrific scenario for many. Whether you have a drug or alcohol addiction, we're here to help.
Family Referrals
Do you have concerns that a loved one may be affected by substance misuse? Have you spotted any signs and symptoms of a drug and alcohol…
Friend Referrals
Are you worried that a friend’s alcohol or drug consumption has become out of control? For many individuals, substance abuse starts unintentionally…What We Offer
Free Assessment
This is done to assess what sort of help is needed so we can recommend an addiction treatment service that can provide the best help possible.
All calls are strictly confidential and are carried out by a trained healthcare professional.
No obligation recommendations are made after a full assessment of yourself or loved ones situation is fully made.
Recommendations include specialist addiction treatment programmes in CQC regulated facilities based throughout the UK.
If you are unable to afford private treatment then public healthcare and charities would also be recommended to you.
How We Support You
We have a large number of helpful services available to help give you the best possible support when it comes to dealing with addiction.
Just some of the services we can offer includes:
- Free confidential telephone assessment
- Recommending CQC regulated residential addiction treatment providers
- Arranging for an intervention, if needed
- Insights into how different therapies and evidence based treatments work
- How detoxification works and what is the most safest option
- What type of rehab and detox programmes would be best suited for yourself or loved one
- Recommendations of the best providers in your area
Why Choose Us?
We can help take the stress out of finding an addiction treatment provider by recommending only the best options available that fully suits your criteria.
The help and advice we can provide includes making sure that your journey towards recovery is one that can definitely be achieved.
Taking the step towards recovery can be incredibly tough but we are here to put your concerns at ease by giving you insights into the safety of undertaking residential addiction treatment and how it can put you on the path towards long lasting recovery from addiction.
Our team of advisors have extensive experience and knowledge about the subject of addiction and the treatment provided so if you have any questions then they will be more than happy to help.
Get started today by calling our friendly team today on 0800 012 6088.
